Payment Options

Mattress Payment Options

Texas Mattress Makers Payment Options:

• Cash
• Major Credit Cards
• Online Mattress Financing
• In-store Mattress Financing
  • Up to 60 months interest free financing
  • No credit checks
• Apple Pay
• Mattress Layaways

Online Mattress Financing

Affirm

Pay for your dream mattress at your own pace with Affirm. Select Affirm at checkout to pay over time — with monthly payment options for up to 36 months — and never pay a penny more than you agree to on day one. This transparent, flexible, and fair financing option allows you to buy what you want with confidence without relinquishing financial control. To learn more, review our online financing page, or start shopping and apply during checkout.

$499 minimum purchase amount. Your rate will be 0% APR or 10-30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

In-Store Mattress Financing

Synchrony

For in-store purchases, the application takes between 5-10 minutes and is available online and in the showroom.

• 0% interest up to 60 months
• Approval is instant
• Balance works like a credit card and is easy to manage online or over the phone
• In-store Mattress Financing is provided through Synchrony Bank

We offer up to 60 months of interest-free financing through Synchrony Bank for purchases of $499 or more. This option works like a credit card. Simply fill out a form online or in-store to apply for credit and Synchrony Bank will immediately review your request for approval. The process takes about 5-10 minutes and approval results are instant. If you would like to make your purchase over the phone instead of coming in, please call us at 713-341-6252 after you’ve applied online.

If you, or someone you know, are in a risk group for COVID-19, you can select someone you trust and who is capable of coming into the store as an authorized user for your purchase. For more details, please call customer service: (866) 396-8254.

No Credit Needed* With Progressive Leasing™

Looking for a stress-free mattress-buying experience? Our lease-to-own option powered by Progressive Leasing™ allows you to buy your dream mattress your way. Once your application is approved, you can make simple, convenient, and automatic payments on your schedule.

To apply, either visit any of our showroom locations, apply online below, or speak with an expert. No credit is needed to be approved.

*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Mattress Layaway – No Credit Check

Make payments on your new mattress at your own convenience for a three-month period, using our layaway payment plan option. When you initially purchase, we ask that you put 10% down and then once the balance is paid off, we will deliver the mattress or make it available for pick-up.

We are proud to support our veterans, active military, and first responders. Show us your badge or form of ID and enjoy 5% off your mattress purchase*.

*Offer cannot be combined with any other discounts.